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What is a credit card?
A credit card is a payment card with access to a monthly revolving line of credit. The amount of credit available to an individual cardholder is based on a credit score, derived from an individual's financial and demographic history. With the Zenith Visa Classic credit card, you can spend any amount within your credit limit wherever Visa cards are accepted.
How do I pay my bills?
Monthly statements are generated reflecting all transactions within each billing cycle of 30 days. You are required to pay a minimum of 30% of the statement balance within 15 days after the statement billing date. Any outstanding balance will then begin to accrue interest.*
With a billing cycle of 30 days and an extra 15 days before your payment due date, you may benefit from up to 45 days interest-free credit if the bills are settled in full before the payment due date (retail purchases only)*
*Cash withdrawals will attract daily interest charges immediately.
Where can I use the Zenith Visa Classic credit card?
The Zenith Visa Classic credit card can be used on
 All Zenith Bank ATMs.
All Visa branded ATMs Worldwide.
Local and international retail outlets that accept Visa cards.
The Internet, for online purchases and payments.
Advantages of the Zenith Visa Classic credit card
Freedom and Flexibility.
With the Zenith Visa Classic credit card, cardholders have the freedom to spend, and the opportunity to pay at a later date on flexible terms.
Convenience
Immediate access to funds.
Make online purchases and payments with a click of a button.
Worldwide acceptance
Available at over 29 million retail locations.
Withdraw cash at more than 1 million ATMs worldwide.
Security
No need to carry large amounts of cash.
Chip and pin security features are present on all the cards.
If stolen or lost the Zenith Visa Classic credit card can be quickly cancelled and replaced.
Record Keeping
A detailed monthly account statement is generated for easy tracking of purchases and other expenses.
*Applicable to all account holders aged at least 18years with a verifiable source of income.
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Visa Credit Card forms are readily available at all Zenith Bank branches nationwide. |
For further enquiries on any of our E-Business services please contact:
Card Services
Telephone: +(233) 302680884.
E-mail: cardservices@zenithbank.com.gh
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