Zenith Eazypay Card

The Zenith Eazypay Card is a basic cash card that works solely on Zenith ATMs installed across the country. With the Eazypay card, you only spend what you have, since it’s either linked to your savings account or current account or both.

Types of Zenith Eazypay Cards

  • Zenith Eazypay Card
  • Zenith Eazypay Platinum Card

NB: * For Platinum Customers only.

Services that come with the Zenith Eazypay Card:

  • Cash withdrawals.
  • Transfer between your Current and Savings accounts.
  • Check your balance.
  • Change PIN.
  • Print mini statements.

NB: Transfers are applicable to those with both savings and current accounts.

For further enquiries on any of our E-Business services, please contact any Zenith Bank branch or email info@zenithbank.com.gh.


Zenith Visa Classic Debit Card

What is a Visa Debit card?
It is an electronic Visa card which allows cardholders to withdraw cash or pay for goods and services worldwide, with funds from their accounts.

How does Zenith Visa Classic Debit Card work?
The Zenith Visa Classic Debit Card unlike the Easzypay ATM card can be used to make withdrawals on all Visa branded ATMs. It can be used to make purchases locally and internationally on points of sale at retail outlets that accept Visa cards such as grocery stores, petrol stations, retail stores, and restaurants. It can also be used on the internet for online purchases and payments. Whenever the Visa Debit Card is used to make purchases or cash withdrawals, funds are deducted directly from the customer’s account.

What are the advantages of the Zenith Visa Classic Debit Card?

  • It affords real time access to your own money for cash withdrawals, payments and purchases at more than 29 million outlets around the world.
  • It is safer than carrying cash.
  • The Zenith Visa Classic Debit Card when stolen or lost can be quickly cancelled and replaced.
  • Chip and PIN security features are present on all the cards.

Visa Debit Card forms are readily available at all Zenith Bank branches nationwide.

For further enquiries on any of our E-Business services please contact any of our branches or email info@zenithbank.com.gh.


Zenith Visa Classic Credit Card

What is a credit card?
A credit card is a payment card with access to a monthly revolving line of credit. The amount of credit available to an individual cardholder is based on a credit score, derived from an individual’s financial and demographic history. With the Zenith Visa Classic Credit Card, you can spend any amount within your credit limit wherever Visa cards are accepted.

How do I pay my bills?
Monthly statements are generated reflecting all transactions within each billing cycle of 30 days. You are required to pay a minimum of 30% of the statement balance within 15 days after the statement billing date. Any outstanding balance will then begin to accrue interest*. With a billing cycle of 30 days and an extra 15 days before your payment due date, you may benefit from up to 45 days interest-free credit if the bills are settled in full before the payment due date (retail purchases only)*.

*Cash withdrawals will attract daily interest charges immediately.

Where can I use the Zenith Visa Classic Credit Card?
The Zenith Visa Classic credit card can be used on:

  • All Zenith Bank ATMs.
  • All Visa branded ATMs worldwide.
  • Local and international retail outlets that accept Visa cards.
  • The internet, for online purchases and payments.

Advantages

  • Freedom and Flexibility.
  • With the Zenith Visa Classic Credit Card, cardholders have the freedom to spend and pay at a later date on flexible terms.

Convenience

  • Immediate access to funds.
  • Make online purchases and payments with a click of a button.

Worldwide acceptance

  • Available at over 29 million retail locations.
  • Withdraw cash at more than 1 million ATMs worldwide.

Security

  • No need to carry large amounts of cash.
  • Chip and PIN security features are present on all the cards.
  • If stolen or lost, the Zenith Visa Classic Credit Card can be quickly cancelled and replaced.

Record Keeping

  • A detailed monthly account statement is generated for easy tracking of purchases and other expenses.

Applicable to all account holders aged at least 18 years with a verifiable source of income. Visa Classic Credit Card forms are readily available at all Zenith Bank branches nationwide.

For further enquiries on any of our E-Business services, please contact any of our branches or email info@zenithbank.com.gh.


Zenith Visa Classic Prepaid Card

Zenith Bank offers the Zenith Visa Classic repaid card to account and non-account holders. The Zenith Visa Classic Prepaid Card provides convenience, access and security.

What is a Zenith Visa Classic Prepaid Card?
It is a reloadable card you load with your own funds for purchases or withdrawals. It is a smart and cost-effective alternative to carrying cash. You can load money on your card at any Zenith Bank branch near you.

Who qualifies for the Zenith Visa Classic Prepaid Card?

  • Existing account holders.
  • Non account holders.
  • All applicants must be at least 18 years of age and must provide a government- issued ID.

Where can I use the Zenith Visa Classic Prepaid Card?
The Zenith Visa Classic Prepaid Card can be used on:

  • All Zenith Bank ATMs.
  • All Visa branded ATMs Worldwide.
  • Local and international retail outlets that accept Visa cards.
  • The internet, for online purchases and payments.

Advantages

  • Convenience.
  • Ability to make withdrawals or purchases everywhere Visa cards are accepted.
  • Pay bills and make other payments.
  • Immediate access to your funds.

Accessibility

  • Available at thousands of retail locations.
  • Withdraw cash at over 1 million ATMs worldwide.

Security

  • Eliminates the need to carry large amounts of cash.
  • Chip and PIN security features are present on all the cards.
  • The Zenith Visa Classic Prepaid Card when stolen or lost can be quickly cancelled and replaced.

Zenith Visa Platinum Debit Card

What is a Zenith Visa Platinum Debit Card?
It is an electronic Visa card which allows cardholders to withdraw cash or pay for goods and services worldwide with funds from their accounts. It features a higher withdrawal limit than the regular Zenith Visa Debit Card.

How does the Zenith Visa Platinum Debit Card work?
The Zenith Visa Platinum Debit Card unlike the Eazypay ATM card can be used to make withdrawals on all Visa branded ATMs. It can be used to make purchases locally and internationally on points of sale at retail outlets that accept Visa Cards such as grocery stores, petrol stations, retail stores, and restaurants. It can also be used on the internet for online purchases and payments. Whenever the Visa Debit Card is used to make purchases or cash withdrawals, funds are deducted directly from the your account.

What are the advantages of the Zenith Visa Platinum Debit Card?

  • It affords real-time access to your own money for cash withdrawals, payments and purchases at more than 29 million outlets around the world.
  • It is safer than carrying cash.
  • The Zenith Visa Platinum Debit Card when stolen or lost can be quickly cancelled and replaced.
  • Chip and PIN security features are present on all the cards.

In addition to:

  • Higher withdrawal limits for ATM and POS transactions: you can withdraw more money per your needs.
  • Dedicated 24hr contact centre: your calls will be top priority.
  • International / local rewards & privileges: choose from a vast array of privileges to suit your lifestyle. (For a complete list of privileges as well as Terms & Conditions, please see www.visapremium.com).

Zenith Visa Platinum Debit Card forms are readily available at all Zenith Bank branches nationwide.

*(Zenith Bank Visa Platinum Debit Card would be offered to Platinum Banking customers only.)

For further enquiries on any of our E-Business services please contact any Zenith Bank branch or email info@zenithbank.com.gh.


Zenith Mastercard

What is a Zenith Mastercard?
It is an electronic chip-based smart card which allows cardholders to withdraw cash or pay for goods and services worldwide. It is a cost-effective alternative to carrying cash and paying for goods and services.

What types of Mastercard does Zenith Bank issue?
Three (3) types:

  • Zenith Mastercard Debit Card
  • Zenith Mastercard Platinum Credit Card
  • Zenith Mastercard Prepaid Card

Where can I use the Zenith Mastercard?
The Zenith MasterCard can be used on:

  • All Zenith Bank ATMs.
  • All MasterCard branded ATMs Worldwide.
  • Local and international POS or retail outlets that accept Mastercard cards.
  • The Internet, for online purchases and payments.

Currently, you can use your Mastercard at over 33 million locations worldwide.

How do I withdraw money at an ATM with my Zenith Mastercard?
To get cash at the ATM, insert your Zenith Mastercard into the machine, enter your PIN and follow the instructions to withdraw your money.

How do I know the balance on my Zenith Mastercard?
You can check the card balance at any Zenith Bank ATM, Zenith Bank branch or at any MasterCard branded ATM.

What should I do if my Zenith Mastercard is declined?
Contact the Bank’s 24 hour contact centre on 0800 10100 (Toll Free), +233 (0)302 680884, +233 (0) 542 000111, +233 (0)302 611500 ext 3.

How long can I use my Zenith Mastercard?
2 years. The expiry date is written on the card.

How secure is the Zenith Mastercard?

  • EMV compliant (Chip based).
  • PIN based.
  • Card replacement services readily available in the event of loss of card.
  • Transaction notifications are available to notify you whenever your card has been used, so you are updated at all times.

What is a chip-based card?
A chip card is a standard-size plastic debit card that contains an embedded microchip in addition to a magnetic stripe. The chip encrypts information to help increase data security when making transactions at a chip-enabled terminal.

How do I change my PIN?
Your Zenith Mastercard PIN change can be effected at any Zenith Bank ATM.

How can I track transactions on my Zenith Mastercard?
Via SMS or email. The Bank offers the zPrompt service for transaction notification – customers can sign up at any Zenith Bank branch nationwide.

What should I do if my Zenith Mastercard is lost or stolen?
Report lost or stolen cards immediately to any of the bank’s branches or call any of the bank’s 24 hour contact centre on 0800 10100 (Toll Free), +233 (0)302 680884, +233 (0) 542 000111, +233 (0)302 611500 ext 3.


Zenith Mastercard Debit Card

What is a Zenith Mastercard Debit Card?
It is a card which allows cardholders to withdraw cash or pay for goods and services worldwide, with funds from their accounts.

Do I need to have an account before I apply for a Zenith Mastercard Debit Card?
Yes, since the card will be linked to a bank account. Whenever the Mastercard Debit Card is used to make purchases or cash withdrawals, funds are deducted directly from your account in Zenith Bank.

Do I need to activate my Zenith Mastercard Debit Card?
No. Zenith Mastercard Debit Cards are activated before they are deployed to customers.


Zenith Mastercard Platinum Credit Card

What is a Zenith Mastercard Platinum Credit Card?
A credit card is a payment card with access to a monthly revolving line of credit. The amount of credit available to an individual cardholder is based on a credit score, derived from an individual’s financial and demographic history. You are automatically legible to enroll in all platinum offers and services. With the Zenith Mastercard Platinum Credit Card, you can spend any amount within your credit limit wherever Mastercard cards are accepted.

 What is the interest free credit period on the Zenith Mastercard Platinum Credit Card?
The interest free period is only for the first cycle of use, for non-ATM transactions.

 How do I set up a direct debit to pay my Zenith Mastercard Platinum Credit Card account?
Visit the nearest Zenith bank branch to set up a standing order from your Zenith account or set up a standing order via the Bank’s internet banking platform.


Zenith Mastercard Prepaid Card

What is a Zenith Mastercard Prepaid Card?
It is a reloadable card that you load with your own funds for purchases or withdrawals. It is a pre-funded card, as such you only spend the funds you load on it.

Do I need to have an account before I can apply for the Zenith Mastercard Prepaid Card?
No. You do not need to have a Zenith account to own a prepaid card.

Do I need to activate my Zenith Mastercard Prepaid Card?
Yes. Once you receive the card, you can either contact any customer service officer at the bank or call the contact numbers you see at the back of your card (+233 (0) 80010100, 0302 611500).


Zenith e-Zwich Smart Card

The Zenith e-Zwich Smart Card is a secure way of paying for goods and services throughout the country based on biometric (finger print) identification. This platform grants smart card holders the opportunity of loading funds, spending and settling various transactions online and offline.

Benefits to you
With the Zenith e-Zwich Smart Card you can perform various banking and retail functions. These include:

  • Cash withdrawals.
  • Payments for goods and services.
  • Money transfers.
  • Bill payments.

For further enquiries on any of our E-Business services, please contact any of our branches or email info@zenithbank.com.gh.