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Z-Transfer Web

Z-Transfer Web is a Bulk Payment Solution that enables payments into bank accounts (Zenith and Non-Zenith Accounts) and mobile money wallets.

FAQs on Z Transfer Web

Target Market

  1. Corporate Institutions
  2. Salary Payment Institutions


  1. 24/7 access.
  2. Two-factor authentication.
  3. Intra or Interbank and Mobile money transfers.
  4. Single or Bulk payments.
  5. Multiple level of authorization.
  6. Processing of salary payments.
  7. Identification of duplicate accounts and payments.
  8. Amendment of beneficiary details.
  9. Reports
  10. Worldwide Access


1. 24/7

2. Secure payment channel.

3. Multiple modes of payment.

  • GHiPSS Instant Payment (GIP) 
  • Near Real Time (NRT)
  • Automated Clearing House (ACH)

4. Detailed view of transaction process, stage and time.

5. Increased security and convenience.

PAPSS (Pan-African Payment & Settlement System)

An initiative aimed at creating a unified payment and settlement platform for facilitating cross-border transactions within Africa.

Frequently Asked Questions (FAQs) on PAPSS

How do I initiate a PAPSS transaction?

You can initiate a PAPSS transaction via Zenith Internet Banking or by visiting any Zenith Bank branch nationwide.

Just click the link below to find the nearest branch to you.



GhanaPay is a mobile money service provided by universal banks, rural banks and savings and loans companies to individuals and businesses. It is like any mobile money service, but with additional banking services designed for your financial freedom.

Frequently Asked Questions (FAQs) on GhanaPay

FAQs on GhanaPay Mobile Money Account to Wallet Transfer

Click here for the FAQs on GhanaPay Mobile Money Account to Wallet transfer.

Money Transfer Services

Customers can visit any Zenith Bank branch or agency to receive their inflows.


Prize Redemption Services

All National Lottery Authority (NLA) customers can pick up their automation winnings from any of our branches or agencies.

Fee Collection

This service allows WAEC examiners to receive earnings and enables WAEC candidates to make payment for examinations at any of our branches or agencies.

  • West African Exams Council (WAEC) Fees Collection
  • British Council IELTS Fees Collection

Financial & Investment Collection

Investment Collections and repayments for the under-listed partners can be made in all Zenith Bank branches and agencies.

  • Databank Financial Services Ltd.
  • IC Securities Ltd.
  • FirstBanc Financial Services

Bill Payments

The bank’s platform allows the under-listed bills to be paid in all our branches and agencies and online (where applicable). Real-time notification is also given for these services.

  • MultiChoice Ghana Ltd. – DStv/GOtv – Pay at any branch or agency and online.
  • Ghana Water Company Ltd.(GWC)/AVRL – Pay at any branch or agency.
  • Electricity Company of Ghana (ECG) – Pay at any branch or agency.


The bank provides instant notification to the under-listed airlines on e-ticketing transactions to enable instant issuance of e-tickets.

  • KLM
  • Air France
  • Kenya Airways
  • Tap Portugal
  • Delta Airlines (Aviation Alliance)
  • Medview Airlines
  • Arik Air
  • RwandAir
  • Africa World Airlines (AWA)


Zenith GlobalPAY allows individuals and corporate institutions to carry out payment for services on the web using their MasterCard, Visa Cards and mobile money.

Prominent features of GlobalPAY include:

  • Global reach.
  • Online bill payment.
  • Acceptance of payments from clients on our platform from anywhere in the world.
  • Complete audit trail of all transactions.
  • User-friendly web-based application.
  • 24-hour access.

Users of Zenith GlobalPAY are required to:

  • Have an account with Zenith Bank.
  • Complete a user application form.
  • Have internet connection.
  • Have a website (where applicable).
  • Ensure internet security.

Zenith GlobalPAY helps

  • Eliminate crowds at clients’ offices.
  • Clients have a wider reach to all dealers and prospective buyers nationwide.
  • Increase sales and cashless transactions.
  • Reduce administrative overheads.
  • To give online real-time access to all transactions.

Contact Us

Zenith Direct Customer Contact Centre
Tel: (+233) 302 680884 / (+233) 307 086370
Toll Free: 0800 10100 (Vodafone Only)  Email: info@zenithbank.com.gh
Or visit any Zenith Bank branch closest to you.


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