Payment Services

Take your business to a different Level

Zenith Merchant Pay

Zenith Merchant Pay

Zenith Merchant Pay is collection solution designed for SMEs and corporate entities. This payment solution enables merchants receive payments via mobile money and account transfers through Zenith Bank’s USSD service (*966#).

Zenith Merchant Pay is integrated with GhQR which is a new and easy way to make payments to a merchant by scanning a QR Code displayed by the merchant or by accessing the merchant’s Terminal ID. Clients can pay from either their mobile money wallets or bank accounts nationwide.

  • Mobile money acceptance (MTN, Telecel & AT)
  • GhQR acceptance
  • GhQR terminal ID acceptance
  • Real-time monitoring for mobile money transactions
  • Instant value for GhQR and Zenith account payments
  • Nationwide coverage
  • T+1 (24 hours) Settlement for Mobile Money payments.

  • Increased merchant revenue
  • Promote a cashless business environment
  • An effective alternative payment channel
  • Hassle free settlement and reconciliation.

Z-Transfer Web

Z-Transfer Web

Z-Transfer Web is a Bulk Payment Solution that enables payments into bank accounts (Zenith and Non-Zenith Accounts) and mobile money wallets.

  1. Corporate Institutions
  2. Salary Payment Institutions
  1. 24/7 access.
  2. Two-factor authentication.
  3. Intra or Interbank and Mobile money transfers.
  4. Single or Bulk payments.
  5. Multiple level of authorization.
  6. Processing of salary payments.
  7. Identification of duplicate accounts and payments.
  8. Amendment of beneficiary details.
  9. Reports
  10. Worldwide Access

1. 24/7

2. Secure payment channel.

3. Multiple modes of payment.

  • GHiPSS Instant Payment (GIP) 
  • Near Real Time (NRT)
  • Automated Clearing House (ACH)

4. Detailed view of transaction process, stage and time.

5. Increased security and convenience.

1. What is the Z-TRANSFER WEB?

Z-TRANSFER WEB is a Bulk Payment Solution that enables you to transfer bulk funds to zenith and non-zenith accounts and wallets of your employees, customers, or other beneficiaries.

2. Which Group of Customers can acquire the Z-TRANSFER WEB?

• Corporate Institutions

• Any salary payment institution.

3. What are the features of the Z-TRANSFER WEB?

• 24/7 access.

• Intra or Interbank and Mobile money transfers.

• Single or Bulk payments.

• Multiple levels of authorization.

• Processing of salary payments.

• Identification of duplicate accounts and payments.

• Amendment of beneficiary details.

• Reports

4. What are the benefits of having a Z-TRANSFER WEB?

• 24/7 access.

• Secure payment channel.

• Multiple modes of payments.

i. Ghipps Instant Payment (GIP)

ii. Near Real Time (NRT)

iii. Automated Clearing House (ACH)

• Detailed view of the transaction process, stage and time.

• Increased security and convenience.

5. How do I register for the service?

• Complete and submit the Z-Transfer Web Application form

• You are then set up on the Z-Transfer Web portal.

• You will receive the login URL and credentials to log on and transact.

6. Can I access foreign currency accounts on Z-TRANSFER WEB?

• You can view and transact with GHS accounts only, since the platform was designed for GHS salary or other payments only.

PAPSS (Pan-African Payment & Settlement System)

PAPSS (Pan-African Payment & Settlement System)

An initiative aimed at creating a unified payment and settlement platform for facilitating cross-border transactions within Africa.

You can initiate a PAPSS transaction via *966# USSD, Zenith Internet Banking or by visiting any Zenith Bank branch nationwide.

Money Transfer Services

Money Transfer Services

Customers can visit any Zenith Bank branch or agency to receive their inflows.

Prize Redemption Services

Prize Redemption Services

All National Lottery Authority (NLA) customers can pick up their automation winnings from any of our branches or agencies.

Fee Collection

This service allows WAEC examiners to receive earnings and enables WAEC candidates to make payment for examinations at any of our branches or agencies.

  • West African Exams Council (WAEC) Fees Collection
  • British Council IELTS Fees Collection
Financial & Investment Collection

Financial & Investment Collection

Investment Collections and repayments for the under-listed partners can be made in all Zenith Bank branches and agencies.

  • Databank Financial Services Ltd.
  • IC Securities Ltd.
  • FirstBanc Financial Services
Bill Payments

Bill Payments

The bank’s platform allows the under-listed bills to be paid in all our branches and agencies and online (where applicable). Real-time notification is also given for these services.

  • MultiChoice Ghana Ltd. – DStv/GOtv – Pay at any branch or agency and online.
  • Ghana Water Company Ltd.(GWC)/AVRL – Pay at any branch or agency.
  • Electricity Company of Ghana (ECG) – Pay at any branch or agency.

E-Ticketing

E-Ticketing

The bank provides instant notification to the under-listed airlines on e-ticketing transactions to enable instant issuance of e-tickets.

  • KLM
  • Air France
  • Kenya Airways
  • Tap Portugal
  • Delta Airlines (Aviation Alliance)
  • Medview Airlines
  • Arik Air
  • RwandAir
  • Africa World Airlines (AWA)
GlobalPAY

GlobalPAY

Zenith GlobalPay is a web-acquiring channel that allows merchants to accept card (Visa & Mastercard) and mobile money payments for goods and services rendered.

  • Global reach.
  • Online bill payment.
  • Acceptance of payments from clients on our platform from anywhere in the world.
  • Complete audit trail of all transactions.
  • User-friendly web-based application.
  • 24-hour access.
  • Have an account with Zenith Bank.
  • Complete a user application form.
  • Have internet connection.
  • Have a website (where applicable).
  • Ensure internet security.

  • Eliminates crowds
  • Customers have a wider reach with dealers and prospective buyers worldwide.
  • Increase in sales and cashless transactions.
  • Reduced administrative overheads.
  • Gives online real-time access to all transactions.

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