Zenith Mastercard Spend and Win Promo

Mechanics and Campaign Overview:

Spend over GHS10,000 in at least 20 transactions using your Zenith Mastercard Debit card or Zenith Mastercard Prepaid Card and be rewarded with amazing prizes.

Terms and Conditions

Eligible Participants

The Mastercard Spend and Win Campaign is open to the following:

• New account holders who apply for and use a Mastercard Standard Debit or Mastercard Standard Prepaid card during the campaign period.
• Existing Zenith account holders who obtain and use a Mastercard Standard Debit or Mastercard Standard Prepaid card.
• Existing Zenith Mastercard Standard Debit or Mastercard Standard Prepaid cardholders.

Campaign Period

The campaign runs from 1^st November 2025 to 31^st January 2026.

Only card transactions performed within this period are eligible for the instant rewards.

Eligible Cards

Only transactions performed using the Mastercard Standard Debit and/ or Mastercard Standard Prepaid card within the campaign period will be considered for the instant rewards.

Eligible Transactions

Only the underlisted transactions qualifies as an eligible transaction:

• International POS Payments.
• Domestic Website Payments.
• International Website Payments. 

Excluded Transactions

The underlisted transactions do not count as eligible transactions:

• Cash withdrawals on an ATM.
• Payments for goods and services on a domestic POS.
• Reversed or refunded transactions

Winner Selection

The top five Mastercard Standard Debit and/ or Mastercard Standard Prepaid cardholders who perform at least twenty transactions, amounting to GHS 10,000 or above with their cards on either an International POS or a Domestic or International Website instantly get a gift voucher worth GHS 1,500 each.

Reward Distribution

Rewards will be given after the end of each campaign month. Winners will receive details on how to claim their rewards via Zenith Bank’s official communication channels. Communication should always be verified. The gift vouchers are non-transferable and cannot be exchanged for cash or other items.

Campaign Contact Support

For campaign inquiries, please contact our 24/7 Contact Centre via 0302 680 884 or 054 200 0111 or e-mail cardservices@zenithbank.com.gh.

Frequently Asked Qestions

1. What is the “Mastercard Spend & Win Campaign”?

The “Mastercard Spend & Win Campaign” is a promotion during which the top five transacting Zenith Mastercard Debit and Mastercard Prepaid cardholders in each campaign month instantly win a reward.

2. Who is eligible to participate?

• New account holders who apply for and use a Mastercard Debit or Mastercard Prepaid card during the campaign period.
• Existing Zenith account holders who obtain and use a Mastercard Debit or Mastercard Prepaid card.
• Existing Zenith Mastercard Debit or Mastercard Prepaid cardholders.

3. What is the campaign period?

The campaign runs from November 1, 2025, to January 31, 2026.

Only card transactions performed within this period are eligible for the instant rewards.

4. How will winners be selected?

The top five Mastercard Debit or Mastercard Prepaid cardholders who perform at least twenty transactions, amounting to GHS10,000.00 or above with their cards on either an International POS or a Domestic or International Website instantly get a gift voucher worth GHS1,500.00 each.

5. How can I participate?
   Simply use your Mastercard Debit or Mastercard Prepaid card to perform Domestic Web Transactions, International POS Transactions or International Web Transactions within the campaign period.

6. What qualifies as an eligible transaction?

Eligible transactions include:

• Payments for goods and services on an international POS.
• Payments for goods and services on a domestic website.
• Payments for goods and services on an international website.

Excluded transactions include:

• Cash withdrawals on an ATM.
• Payments for goods and services on a domestic POS.

7. What happens if a transaction is reversed or refunded?

Reversed or refunded transactions will not count toward your eligible spend

8. When will the rewards be distributed?

Rewards will be given after the end of each campaign month. Winners will receive details on how to claim their rewards via Zenith Bank’s official communication channels.

9. How will I know if I have won?

Winners will be notified via official communication from Zenith Bank. Results will also be announced on the bank’s official social media channels. Always verify communication is from the Bank’s official communications channels to avoid scams.

10. Can I transfer or exchange my reward?

The gift vouchers are non-transferable and cannot be exchanged for cash or other items.

11. Who can I contact for more information?

For campaign inquiries, please contact our 24/7 Contact Centre via 0302 680 884 or 054 200 0111 or e-mail cardservices@zenithbank.com.gh.