Zenith Mastercard Spend and Win Promo

Spend over GHS10,000 in at least 20 transactions using your Zenith Mastercard Debit card or Zenith Mastercard Prepaid Card and be rewarded with amazing prizes.

Zenith Mastercard Spend and Win Promo

Spend a minimum of GHS10,000 in at least five transactions with your Zenith Mastercard and win great rewards.

Frequently Asked Questions

It is a Zenith Bank campaign that rewards eligible Mastercard cardholders for qualifying card transactions during the campaign period.

  • New account holders who apply for and use a Mastercard during the campaign period.

  • The eligible cards are Mastercard Standard Debit, Mastercard Standard Prepaid, Mastercard Corporate Debit, Mastercard Corporate Prepaid, Mastercard Platinum Credit and Mastercard Platinum Prepaid (Executive Travel Wallet)

  • Existing Zenith account holders who obtain and use an eligible Mastercard card.

  • Existing Zenith Mastercard cardholders.

The campaign ends on October 30, 2026.

Only card transactions performed within this period are eligible for the rewards.


The following transactions qualify:

  • International point-of-sale (POS) payments

  • Payments made on Ghanaian websites

  • Payments made on international websites

The following transactions will not count:

  • ATM cash withdrawals

  • Domestic POS transactions

  • Reversed transactions

  • Refunded transactions

Use your eligible Mastercard card to complete at least five qualifying transactions with a combined value of at least GH₵10,000 during the relevant campaign month.

No. Domestic POS transactions are excluded. However, eligible payments on Ghanaian websites do qualify.

Eligible winners will receive a gift voucher worth GH₵2,000.

The top three eligible Mastercard cardholders who meet the transaction-count and transaction-value requirements will be selected as winners.

Rewards will be issued after the end of each campaign month. Winners will receive instructions through Zenith Bank’s official communication channels.

No. The gift voucher cannot be exchanged for cash or another item.

No. Gift vouchers are non-transferable.

Where there is a tie, the transaction date will be used to determine the eligible cardholder for the reward.

Please verify any campaign communication through Zenith Bank’s official channels before sharing personal information. Zenith Bank will not ask for your card information. 

Contact Zenith Bank’s 24/7 Contact Centre on 0302 680 884 or 054 200 0111, or email cardservices@zenithbank.com.gh.

Eligible Participants

The Mastercard Issuance and Transaction Drive Campaign is open to the following:

  • New account holders who apply for and use a Mastercard Standard Debit or Mastercard Standard Prepaid card during the campaign period.
  • Existing Zenith account holders who obtain and use a Mastercard payment card (Standard Debit/Standard Prepaid/Platinum Credit card for individuals and Mastercard Corporate Debit/Corporate Prepaid for Corporate customers)
  • Existing Zenith Mastercard payment cardholders (Standard Debit/Standard Prepaid/Platinum Credit card for individuals and Mastercard Corporate Debit/Corporate Prepaid for Corporate customers)

Campaign Period

The campaign runs from August 1, 2026 to October 30, 2026.

Only card transactions performed within this period are eligible for the rewards.

Eligible Cards

Only transactions performed using a Mastercard payment card within the campaign period will be considered for the rewards.

Eligible Transactions

Only the underlisted transactions qualify as eligible transactions:

  • International POS Payments
  • Domestic Website Payments
  • International Website Payments

Excluded Transactions

The underlisted transactions do not count as eligible transactions:

  • Cash withdrawals on an ATM
  • Domestic POS Transactions
  • Reversed or refunded Transactions

Winner Selection

The top three (3) Mastercard payment cardholders who perform at least five (5) transactions, amounting to GHS 10,000 or above with their cards either on an international POS or local & international website, gets a gift voucher worth GHS 2,000 instantly.

 Reward Distribution

Rewards will be given after the end of each campaign month. Winners will receive details on how to claim their rewards via Zenith Bank’s official communication channels. Communication should always be verified. The gift vouchers are non-transferable and cannot be exchanged for cash or other items.

Tie-Breaker Situation

In the situation of a tie, the transaction date would be used to determine the cardholder eligible for rewards.

Campaign Contact Support

For campaign inquiries, please contact our 24/7 Contact Centre via 0302 680 884 or 054 200 0111 or e-mail cardservices@zenithbank.com.gh.

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